How it Works
Learn about the life settlement process and how easy it is to convert your life insurance policy to immediate cash.
The life settlement process starts with our initial free consultation and ends with a payment to you. There are no credit checks or medical exams required. Your eligibility is determined solely on whether your medical profile and policy qualify. A life settlement can be completed within a weeks of completing our underwriting process.
We represent you, the policy owner. You complete a short application and receive multiple offers. Please refer below to learn more details.
Let Us Get To Work
After you request your instant estimate, we will determine whether you and your policy qualify. We will talk about your options, explain the process and answer any questions you may have. We will also discuss your financial goals and provide you with a preliminary valuation. After speaking with you, we will send a short questionnaire by email, fax or mail. There will never be any up-front fees or medical exams required during the life settlement process
After you have returned our client questionnaire, we will obtain records from your medical providers and your life insurance company. After reviewing the records, we will complete our underwriting phase and start the competitive bidding process with our network of licensed life settlement and loan providers. We will negotiate the highest offer for you and communicate with you frequently to update you throughout the life settlement process.
Review Offers & Close
As soon as bidding is completed, we will report all offers to you and help you decide which one works best for you. If you decide to move forward, we will help review and complete the necessary documents to finalize the transaction. Once completed, the funds will be wired directly to your bank account by the escrow agent. And once everything is done, there are no further premiums and you can start enjoying your money-with no restrictions on the use of funds.